FinanceGenius.AI

Official12 tools

by financegenius

India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG.

The ai.financegenius/financegenius MCP server provides tools focused on India’s financial domain, including support for cards, loans, FDs, insurance, and MFs. It includes EMI/SIP/tax calculations and capabilities for NAV lookup and RAG.

🛠️ Key Features

Cards, loans, FDs, insurance, MFs
EMI/SIP/tax calculations
NAV lookup
RAG

🚀 Use Cases

Calculating EMI, SIP, and tax for financial products
Looking up NAV for mutual funds
Using RAG to support finance-related queries and retrieval

⚡ Developer Benefits

Domain-specific finance tool surface (12 tools)
Calculator and lookup functionality for common finance workflows

⚠️ Limitations

Limited to the financial scope described (cards, loans, FDs, insurance, MFs)

Captured live from the server via tools/list.

search_indian_products

Search FinMall.AI's catalog of Indian financial products. Args: product_type: One of 'credit_card', 'loan', 'deposit', 'insurance', 'investment'. Omit to search across all categories. search_query: Free-text search (matches name + description). E.g. 'cashback', 'home loan', 'HDFC'. min_rating: Filter to products with rating >= this value (1-5 scale). Returns: Up to 10 matching products, sorted by popularity.

Parameters3

product_type	any	optional
search_query	any	optional
min_rating	any	optional

Raw schema

{
  "type": "object",
  "properties": {
    "product_type": {
      "anyOf": [
        {
          "type": "string"
        },
        {
          "type": "null"
        }
      ],
      "default": null,
      "title": "Product Type"
    },
    "search_query": {
      "anyOf": [
        {
          "type": "string"
        },
        {
          "type": "null"
        }
      ],
      "default": null,
      "title": "Search Query"
    },
    "min_rating": {
      "anyOf": [
        {
          "type": "number"
        },
        {
          "type": "null"
        }
      ],
      "default": null,
      "title": "Min Rating"
    }
  },
  "title": "search_indian_productsArguments"
}

get_product_details

Get full details of a specific product by its slug. Args: product_slug: The URL-safe identifier (e.g. 'hdfc-millennia-credit-card'). Get slugs from search_indian_products.

Parameters1

product_slug

string

required

Raw schema

{
  "type": "object",
  "properties": {
    "product_slug": {
      "title": "Product Slug",
      "type": "string"
    }
  },
  "required": [
    "product_slug"
  ],
  "title": "get_product_detailsArguments"
}

compare_products

Side-by-side compare 2-4 products of the same category. Args: product_slugs: List of 2-4 product slugs. All must be in the same category (e.g. all credit cards, or all FDs). Returns: A markdown comparison table highlighting feature differences.

Parameters1

product_slugs

array

required

Raw schema

{
  "type": "object",
  "properties": {
    "product_slugs": {
      "items": {
        "type": "string"
      },
      "title": "Product Slugs",
      "type": "array"
    }
  },
  "required": [
    "product_slugs"
  ],
  "title": "compare_productsArguments"
}

calculate_emi

Calculate EMI for a loan with year-by-year amortisation schedule. Args: principal: Loan amount in rupees. annual_rate: Annual interest rate as a percentage (e.g. 10.5 for 10.5%). tenure_months: Loan tenure in months. Returns: Monthly EMI, total interest, total payment, and amortisation schedule.

Parameters3

principal	number	required
annual_rate	number	required
tenure_months	integer	required

Raw schema

{
  "type": "object",
  "properties": {
    "principal": {
      "title": "Principal",
      "type": "number"
    },
    "annual_rate": {
      "title": "Annual Rate",
      "type": "number"
    },
    "tenure_months": {
      "title": "Tenure Months",
      "type": "integer"
    }
  },
  "required": [
    "principal",
    "annual_rate",
    "tenure_months"
  ],
  "title": "calculate_emiArguments"
}

calculate_sip

Calculate future value of a Systematic Investment Plan (SIP). Args: monthly_amount: Monthly SIP contribution in rupees. annual_return_pct: Expected annual return (e.g. 12 for 12%). years: Investment horizon in years.

Parameters3

monthly_amount	number	required
annual_return_pct	number	required
years	integer	required

Raw schema

{
  "type": "object",
  "properties": {
    "monthly_amount": {
      "title": "Monthly Amount",
      "type": "number"
    },
    "annual_return_pct": {
      "title": "Annual Return Pct",
      "type": "number"
    },
    "years": {
      "title": "Years",
      "type": "integer"
    }
  },
  "required": [
    "monthly_amount",
    "annual_return_pct",
    "years"
  ],
  "title": "calculate_sipArguments"
}

calculate_cagr

Calculate the Compound Annual Growth Rate (CAGR) of an investment. Args: initial_value: Initial investment in rupees. final_value: Final value in rupees. years: Holding period in years.

Parameters3

initial_value	number	required
final_value	number	required
years	integer	required

Raw schema

{
  "type": "object",
  "properties": {
    "initial_value": {
      "title": "Initial Value",
      "type": "number"
    },
    "final_value": {
      "title": "Final Value",
      "type": "number"
    },
    "years": {
      "title": "Years",
      "type": "integer"
    }
  },
  "required": [
    "initial_value",
    "final_value",
    "years"
  ],
  "title": "calculate_cagrArguments"
}

calculate_fd_maturity

Calculate FD maturity amount with compounding. Args: deposit_amount: Principal deposit in rupees. annual_rate: Annual interest rate as a percentage. years: FD tenure in years (e.g. 1.5 for 18 months). compounding: One of 'monthly', 'quarterly', 'half_yearly', 'yearly'. Most Indian FDs compound quarterly.

Parameters4

deposit_amount	number	required
annual_rate	number	required
years	number	required
compounding	string	optional

Raw schema

{
  "type": "object",
  "properties": {
    "deposit_amount": {
      "title": "Deposit Amount",
      "type": "number"
    },
    "annual_rate": {
      "title": "Annual Rate",
      "type": "number"
    },
    "years": {
      "title": "Years",
      "type": "number"
    },
    "compounding": {
      "default": "quarterly",
      "title": "Compounding",
      "type": "string"
    }
  },
  "required": [
    "deposit_amount",
    "annual_rate",
    "years"
  ],
  "title": "calculate_fd_maturityArguments"
}

calculate_indian_income_tax

Compute Indian income tax for FY 2025-26 under old or new regime. Args: annual_income: Gross annual income in rupees. regime: 'new' (default) or 'old'. deductions_80c: Section 80C deductions in rupees (max ₹1,50,000, old regime only). deductions_80d: Section 80D health-insurance premium (old regime only). hra_exemption: HRA exemption amount (old regime only). Returns: Slab breakdown, total tax, effective rate, regime comparison.

Parameters5

annual_income	number	required
regime	string	optional
deductions_80c	number	optional
deductions_80d	number	optional
hra_exemption	number	optional

Raw schema

{
  "type": "object",
  "properties": {
    "annual_income": {
      "title": "Annual Income",
      "type": "number"
    },
    "regime": {
      "default": "new",
      "title": "Regime",
      "type": "string"
    },
    "deductions_80c": {
      "default": 0,
      "title": "Deductions 80C",
      "type": "number"
    },
    "deductions_80d": {
      "default": 0,
      "title": "Deductions 80D",
      "type": "number"
    },
    "hra_exemption": {
      "default": 0,
      "title": "Hra Exemption",
      "type": "number"
    }
  },
  "required": [
    "annual_income"
  ],
  "title": "calculate_indian_income_taxArguments"
}

get_mutual_fund_nav

Get the latest NAV of an Indian mutual fund by AMFI scheme code. Args: amfi_scheme_code: AMFI scheme code (e.g. '119598' for SBI Bluechip Direct). Find codes at mfapi.in or amfiindia.com. Returns: Scheme name, latest NAV, NAV date, fund house, scheme type.

Parameters1

amfi_scheme_code

string

required

Raw schema

{
  "type": "object",
  "properties": {
    "amfi_scheme_code": {
      "title": "Amfi Scheme Code",
      "type": "string"
    }
  },
  "required": [
    "amfi_scheme_code"
  ],
  "title": "get_mutual_fund_navArguments"
}

explain_financial_concept

Answer financial questions using FinMall.AI's hybrid knowledge base. Searches across product brochures, regulatory guides, calculators help, and live product database using BM25 + semantic + product DB search fused with Reciprocal Rank Fusion. Best for explainers like: 'what is a critical illness rider?', 'how does APR work?', 'difference between ELSS and PPF?'. Args: query: The financial question or concept to explain. institution: Optional — narrow search to one institution (e.g. 'hdfc-bank').

Parameters2

query	string	required
institution	any	optional

Raw schema

{
  "type": "object",
  "properties": {
    "query": {
      "title": "Query",
      "type": "string"
    },
    "institution": {
      "anyOf": [
        {
          "type": "string"
        },
        {
          "type": "null"
        }
      ],
      "default": null,
      "title": "Institution"
    }
  },
  "required": [
    "query"
  ],
  "title": "explain_financial_conceptArguments"
}

find_best_fd

Rank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure. Args: amount: Investment amount in rupees. years: FD tenure in years (e.g. 1.5 for 18 months). is_senior_citizen: True to use senior-citizen rates (typically +0.5%). tax_slab_pct: Investor's income tax slab as a percentage (5/10/20/30). FD interest is fully taxable; this is used for net-yield ranking. Returns: Top 5 FDs sorted by net-of-tax maturity, each showing gross & net amount.

Parameters4

amount	number	required
years	number	required
is_senior_citizen	boolean	optional
tax_slab_pct	number	optional

Raw schema

{
  "type": "object",
  "properties": {
    "amount": {
      "title": "Amount",
      "type": "number"
    },
    "years": {
      "title": "Years",
      "type": "number"
    },
    "is_senior_citizen": {
      "default": false,
      "title": "Is Senior Citizen",
      "type": "boolean"
    },
    "tax_slab_pct": {
      "default": 30,
      "title": "Tax Slab Pct",
      "type": "number"
    }
  },
  "required": [
    "amount",
    "years"
  ],
  "title": "find_best_fdArguments"
}

find_best_card_for_spend

Recommend Indian credit cards based on spending pattern. Args: monthly_spend: Total monthly card spend in rupees. primary_category: One of 'grocery', 'fuel', 'dining', 'travel', 'online_shopping', 'utilities', 'general'. annual_income: Annual income to filter cards by eligibility (optional). prefer_no_annual_fee: True to prioritise lifetime-free cards. Returns: Top 5 cards with estimated annual cashback/rewards value.

Parameters4

monthly_spend	number	required
primary_category	string	required
annual_income	any	optional
prefer_no_annual_fee	boolean	optional

Raw schema

{
  "type": "object",
  "properties": {
    "monthly_spend": {
      "title": "Monthly Spend",
      "type": "number"
    },
    "primary_category": {
      "title": "Primary Category",
      "type": "string"
    },
    "annual_income": {
      "anyOf": [
        {
          "type": "number"
        },
        {
          "type": "null"
        }
      ],
      "default": null,
      "title": "Annual Income"
    },
    "prefer_no_annual_fee": {
      "default": false,
      "title": "Prefer No Annual Fee",
      "type": "boolean"
    }
  },
  "required": [
    "monthly_spend",
    "primary_category"
  ],
  "title": "find_best_card_for_spendArguments"
}

Install

Tools (12)

search_indian_productsget_product_detailscompare_productscalculate_emicalculate_sipcalculate_cagrcalculate_fd_maturitycalculate_indian_income_tax

Remote endpoint

Streamable HTTP

Hosted server - connect over the network, no local install.

url

https://mcp.financegenius.ai/mcp/

Add to VS Code Add to Cursor

claude_desktop_config.json

json

{
  "mcpServers": {
    "financegenius": {
      "command": "npx",
      "args": [
        "-y",
        "mcp-remote",
        "https://mcp.financegenius.ai/mcp/"
      ]
    }
  }
}

Desktop config is stdio-only; this bridges via mcp-remote. Native remote: Settings > Connectors.

🛠️ Key Features

🚀 Use Cases

⚡ Developer Benefits

⚠️ Limitations

search_indian_products

get_product_details

compare_products

calculate_emi

calculate_sip

calculate_cagr

calculate_fd_maturity

calculate_indian_income_tax

get_mutual_fund_nav

explain_financial_concept

find_best_fd

find_best_card_for_spend

Install

Remote endpoint

Related servers