Uruguay Payments (Mercado Pago — Mercado Pago wallet)

Official3 tools

by junter1989k-ai · JavaScript

Uruguay payments for AI agents — Mercado Pago wallet via Mercado Pago. Never holds funds.

This MCP server provides “Uruguay payments for AI agents” by integrating a Mercado Pago wallet via Mercado Pago. It is described as never holding funds. The server is available at an HTTP endpoint and exposes 3 tools, with configuration driven by MCP-capable clients.

🛠️ Key Features

Uruguay payments for AI agents
Mercado Pago wallet integration via Mercado Pago
HTTP transport endpoint: https://mcp-uy.wishpool.app/mcp
Total tools: 3
Never holds funds

🚀 Use Cases

Accepting payments in Uruguay from AI agents
Using Mercado Pago wallet payments through an MCP client

⚡ Developer Benefits

“Nothing to install” (configure MCP client access via server URL)
Credentials, when needed, travel as HTTP headers on each request
Credentials are “never stored,” per the provided threat-model reference

⚠️ Limitations

Credentials handling depends on “when you need them” and uses HTTP headers

Topics

ai-agentclaudemcpmcp-servermercadopagopaymentsuruguaywishpool

Captured live from the server via tools/list.

create_payment_link

Create a payment link in UYU for Uruguay via Mercado Pago. Buyer pays with cards, Abitab / Redpagos cash, Mercado Pago wallet. Returns a hosted checkout URL the buyer opens to pay — payment completes automatically, no confirm step. Bring your own credentials via HTTP header (x-mercadopago-access-token; free test credentials from mercadopago.com developers never move real money). Money always flows buyer→Mercado Pago→merchant; this service never touches funds.

Parameters5

amount_uyu	number	required	Amount in UYU (decimals allowed), e.g. 500. Minimum 50.
description	string	required	What this payment is for (shown to the buyer, ≤200 chars)
customer_email	string	optional	Optional buyer email.
reference_id	string	optional	Your unique order reference (≤40 chars). Auto-generated if omitted.
success_url	string	optional	Optional https URL to send the buyer to after payment.

Raw schema

{
  "type": "object",
  "properties": {
    "amount_uyu": {
      "type": "number",
      "minimum": 50,
      "maximum": 10000000,
      "description": "Amount in UYU (decimals allowed), e.g. 500. Minimum 50."
    },
    "description": {
      "type": "string",
      "description": "What this payment is for (shown to the buyer, ≤200 chars)"
    },
    "customer_email": {
      "type": "string",
      "description": "Optional buyer email."
    },
    "reference_id": {
      "type": "string",
      "description": "Your unique order reference (≤40 chars). Auto-generated if omitted."
    },
    "success_url": {
      "type": "string",
      "description": "Optional https URL to send the buyer to after payment."
    }
  },
  "required": [
    "amount_uyu",
    "description"
  ]
}

query_payment_status

Check whether a Uruguay payment (created by create_payment_link) has been paid. Queries Mercado Pago directly — pull-based, no webhook needed. paid=true when status is PAID (Mercado Pago APPROVED).

Parameters1

external_reference

string

required

The external_reference returned by create_payment_link

Raw schema

{
  "type": "object",
  "properties": {
    "external_reference": {
      "type": "string",
      "description": "The external_reference returned by create_payment_link"
    }
  },
  "required": [
    "external_reference"
  ]
}

refund_payment

Refund a paid payment (created by create_payment_link). Full refund by default; pass amount for a partial refund where supported. Refunds respect the same owner policy guardrails (x-agentpay-max-amount) as payments — the amount is checked before anything is sent to the gateway.

Parameters2

external_reference	string	required	The external_reference of the paid payment (same id used by query_payment_status)
amount	number	optional	Optional partial-refund amount in the local currency major unit. Omit for a full refund.

Raw schema

{
  "type": "object",
  "properties": {
    "external_reference": {
      "type": "string",
      "description": "The external_reference of the paid payment (same id used by query_payment_status)"
    },
    "amount": {
      "type": "number",
      "description": "Optional partial-refund amount in the local currency major unit. Omit for a full refund."
    }
  },
  "required": [
    "external_reference"
  ]
}

README.md2 KBView on GitHub

Uruguay Payments MCP — let AI agents accept payments in Uruguay

Use it in 60 seconds

Paste this into your MCP client config (Claude Desktop, Cursor, Windsurf, or any MCP-capable agent):

json

{
  "mcpServers": {
    "uruguay-payments": {
      "type": "http",
      "url": "https://mcp-uy.wishpool.app/mcp"
    }
  }
}

Nothing to install. Credentials, when you need them, travel as HTTP headers on each request and are never stored — see the threat model.

Or run it yourself

Would you rather not send production credentials to a server you do not control? Deploy this identical code to your own account and point your agent at your own URL:

bash

git clone https://github.com/junter1989k-ai/uruguay-payments-mcp && cd uruguay-payments-mcp && npx vercel --prod

MIT-licensed. Self-hosting removes us from the picture entirely, at no cost and with no loss of function.

Live · MCP endpoint: https://mcp-uy.wishpool.app/mcp · Listed on the official MCP Registry as app.wishpool/uruguay-payments-mcp · Part of a 81-country family — hub: mcp.wishpool.app

A remote MCP server that lets any AI agent (Claude, ChatGPT, Cursor…) accept payments in Uruguay: cards, Abitab / Redpagos cash, Mercado Pago wallet — via Mercado Pago's hosted checkout.

⚖️ Stateless translation layer: funds always flow buyer → Mercado Pago → merchant directly. Never holds funds or stores credentials — no database at all.

Quick start

MCP endpoint: https://mcp-uy.wishpool.app/mcp (Streamable HTTP, stateless JSON-RPC)

Header	Value
`x-mercadopago-access-token`	your Mercado Pago access token (TEST- = test mode from mercadopago.com developers, APP_USR- = production)

Tools

Tool	What it does
`create_payment_link`	Create a UYU hosted-checkout link.
`query_payment_status`	Pull-based status check; `paid=true` when PAID.

Develop

bash

node test/serve.js      # local server (http://localhost:3289/mcp)
node test/e2e.js        # protocol + validation suite (probes real Mercado Pago auth errors)

Zero runtime dependencies; Node ≥ 18. MIT license.

Install

Tools (3)

create_payment_linkquery_payment_statusrefund_payment

Remote endpoint

Streamable HTTP

Hosted server - connect over the network, no local install.

url

https://mcp-uy.wishpool.app/mcp

Add to VS Code Add to Cursor

claude_desktop_config.json

json

{
  "mcpServers": {
    "uruguay-payments-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "mcp-remote",
        "https://mcp-uy.wishpool.app/mcp"
      ]
    }
  }
}

Desktop config is stdio-only; this bridges via mcp-remote. Native remote: Settings > Connectors.

🛠️ Key Features

🚀 Use Cases

⚡ Developer Benefits

⚠️ Limitations

Topics

create_payment_link

query_payment_status

refund_payment

Uruguay Payments MCP — let AI agents accept payments in Uruguay

Use it in 60 seconds

Or run it yourself

Quick start

Tools

Develop

Install

Remote endpoint

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