530A Model
530amodel.com — a free, privacy-first, mobile-first scenario-planning
calculator for 530A custodial retirement accounts ("Trump Accounts").
No login. No email capture. No monetization. All calculation runs in your browser.
Use the public API / MCP server
The engine is free to call — no key, nothing stored, attribution to 530amodel.com asked:
- JSON API —
https://api.530amodel.com (POST /v1/project, GET /v1/rules,
GET /v1/returns; OpenAPI 3.1 with full
request/response schemas)
- MCP server —
https://mcp.530amodel.com (streamable HTTP; tools project_530a,
explain_530a, search, fetch; registry name com.530amodel/calculator). Works as a
custom connector in Claude and ChatGPT, and with the Anthropic/OpenAI agent APIs.
- Docs & platform quickstarts — 530amodel.com/api ·
machine-readable maps: llms.txt,
llms-full.txt
- Contact — api@530amodel.com
Structure
packages/
engine/ # pure TS calculation engine — zero deps, deterministic, integer-cents money
config/ # legal figures + sources + verifiedAt + feature flags (single source of truth)
ui/ # design tokens, shared components, charts
apps/
web/ # Astro static site (widget, advanced model, content pages)
workers/ # Cloudflare Workers: analytics beacon, rollup cron, newsfeed cron, email
api/ # public calculator API (wraps the engine; OpenAPI; cache-by-input-hash)
mcp/ # read-only MCP server (project_530a / explain_530a)
reference/ # Python reference implementation + golden-vector generator
e2e/ # Playwright specs (user journeys UC-1..UC-7)
Non-negotiables
- Financial math is exact, deterministic, and independently tested (golden vectors from the
Python reference implementation must match the TS engine to the cent).
- Static-first: calculation is client-side; a million users cost the same as one.
- Minimal dependencies, no PII, small attack surface, everything scanned in CI.
- Every user-facing claim is honest: ranges are labeled estimates, legal figures cite sources,
unverified items live behind OFF feature flags (
packages/config/src/flags.ts).
Development
pnpm install
pnpm check
pnpm --filter @530a/web dev
Node ≥ 22, pnpm ≥ 11. Engine numeric contract: money is integer cents (bigint), balances are
quantized round-half-to-even every monthly step, display formatting only via formatMoney.
Disclaimer
This tool provides educational estimates only, not financial, tax, or legal advice. Market
projections are probabilistic and not guarantees.