Stratalize Finance

get_fomc_rate_probability

Use when providing monetary policy narrative context for a macro brief, investment committee, or CFO rate planning session. Returns illustrative cut, hike, and hold probabilities for the next three FOMC meetings based on current FRED fed funds data. Scenario planning tool — not futures-implied market odds. Example: Hold probability 68% at next meeting, cut probability 31% — conditioned on fed funds at 5.33% and latest CPI print. Source: FRED St. Louis Fed.

No parameters.

get_elliott_waves

Use when a technical trader needs wave counts, targets, and invalidation levels for major assets. Returns wave position, degree, target high/low, invalidation, and confidence for BTC, SPY, TLT, Gold. Example: wave label, target band, invalidation, and confidence score per asset.

get_macro_playbook

Use when a trader or portfolio manager needs current regime label and tactical positioning. Returns active regime, verifiable FOMC facts, live market snapshot, model interpretation, concurrent playbooks, and key levels. Example: regime label with playbook actions and risk triggers.

No parameters.

get_trader_signals

Use when a macro agent needs a full live signal stack in one call. Returns Fed funds, 2s10s, VIX, BTC, WTI, silver, gold, DXY, SOFR, MOVE, verifiable FOMC facts, model interpretation, and cross-asset sentiment. Example: live rates, vol, and commodities with FOMC facts separated from forward-looking interpretation. Source: FRED/EIA.

No parameters.

get_bank_financial_intelligence

Use when evaluating a bank for acquisition, partnership, correspondent banking, or competitive analysis in a local market. Returns FDIC-sourced assets, deposits, capital ratios, loan quality, and peer benchmark positioning. Example: Midwest Community Bank — $2.4B assets, CET1 12.3% (well above 6% minimum), NPL ratio 0.42% vs 0.71% peer median — strong capital position, favorable acquisition target profile. Source: FDIC BankFind synced call report data.

get_cfpb_complaint_intelligence

Use when assessing consumer finance risk, benchmarking complaint volume against peers, or conducting pre-acquisition due diligence on a financial institution. Returns CFPB complaint rollups by company and product — volume, issue themes, and response rate trends. Example: Regional Bank X — 847 CFPB complaints in 2023, 34% on mortgage servicing, complaint volume 2.3x peer median — elevated consumer protection risk signal. Source: CFPB Consumer Complaint Database synced data.

get_stratalize_overview

START HERE — Returns the complete Stratalize tool catalog: governed MCP tools across finance, healthcare, governance, real estate, crypto, and intelligence. Available via public MCP (no auth) or x402 micropayments on Base ($0.02 atomic · $0.10 benchmark · $0.50 synthesis · $1.00 premium). Org intelligence, agent governance, and role briefs require OAuth. Call this first to discover tools by role or vertical.

No parameters.

get_imf_weo_macro_snapshot

Use when providing global macro context for an international expansion brief, country risk assessment, or board-level economic outlook presentation. Returns IMF WEO macro composites — GDP growth, inflation, and current account balance by country group. Example: Emerging market composite — GDP growth 4.2% vs advanced economy 1.7%, inflation diverging at 7.8% — growth premium exists but requires currency and political risk premium in discount rate. Source: IMF WEO static composite, semi-annual update.

No parameters.

get_eia_energy_public_snapshot

Use when current energy price data is needed for a commodity brief, input cost analysis, or energy sector context in a CFO or investment brief. Returns WTI crude and natural gas spot prices when EIA API is configured. Example: WTI crude $78.40/bbl, natural gas $2.31/MMBtu — energy input costs 12% below year-ago levels, favorable for manufacturing and transportation operating margins. Source: US Energy Information Administration.

No parameters.

get_working_capital_benchmark

Use when benchmarking working capital efficiency or preparing a CFO cash management brief. Working capital benchmarks — DSO, DPO, DIO, and cash conversion cycle (CCC) by industry and company size. Source: Hackett Group annual survey and BLS composite. CFO and treasury benchmark for lender covenant prep and cash flow optimization.

get_wacc_benchmark

Use when valuing a business, setting hurdle rates, or benchmarking discount rates for M&A analysis or capital allocation. WACC benchmarks by sector and market cap tier from Damodaran annual dataset — used for DCF valuation, M&A pricing, board approval, and capital allocation. The most cited public finance benchmark. Updated January annually.

get_public_market_multiples

Use when building a public comps table, benchmarking a private company valuation, or preparing a fundraising benchmark. Public market valuation multiples — EV/EBITDA, EV/Revenue, P/E, and P/S by sector with p25/p50/p75 bands. Source: Damodaran January 2024 dataset. Used for board prep, M&A pricing, fundraising benchmarks, and DCF sanity checks. Free.

get_ma_multiples_benchmark

Use when valuing an acquisition target, benchmarking deal pricing, or preparing a fairness opinion. M&A transaction multiples — acquisition EV/EBITDA, EV/Revenue, and control premiums by industry and deal size. Source: Damodaran transaction dataset and public deal aggregates. Used by corp dev, PE deal teams, M&A advisors, and CFOs preparing fairness opinions.

get_corporate_debt_benchmark

Use when assessing a company debt capacity, benchmarking leverage against sector peers, or preparing a refinancing or credit rating discussion. Corporate leverage and debt benchmarks — Net Debt/EBITDA, interest coverage, and debt maturity profiles by credit rating tier and industry. Source: S&P Capital IQ public aggregates and Damodaran. Used by CFOs and treasurers for refinancing, covenant setting, and credit rating management.

get_audit_fee_benchmark

Use when benchmarking audit costs, evaluating auditor proposals, or preparing an audit committee RFP. Audit fee benchmarks — total fees and fees as a percentage of revenue by company revenue band and auditor tier (Big 4 vs national vs regional). Source: Audit Analytics public aggregate data. Used by CFOs and audit committees in auditor RFPs and fee negotiations.

get_pe_return_benchmark

Use when benchmarking fund performance, setting LP return expectations, or evaluating a GP track record. Private equity and venture return benchmarks — IRR, TVPI, DPI by vintage year and strategy (buyout, growth equity, venture). Source: Cambridge Associates public benchmark summaries. Used by PE GPs, LPs, and fund CFOs for performance reporting and fundraising.

get_venture_benchmark

Venture capital round benchmarks — pre-money valuation, round size, dilution, and option pool standards by stage and sector. Source: Carta State of Private Markets quarterly. Used by founders, VC CFOs, and early-stage investors for round pricing and cap table modeling.

get_bank_regulatory_benchmark

Bank regulatory capital and financial performance benchmarks — CET1, Tier 1 leverage, NIM, efficiency ratio, charge-off rates, and loan-to-deposit ratio by asset size tier. Source: FDIC call report public aggregates. For bank CFOs, risk officers, and bank analysts.

get_insurance_benchmark

Insurance financial performance benchmarks — combined ratio, loss ratio, expense ratio, and reserve adequacy by line of business. Source: NAIC annual statistical report. For insurance CFOs, actuaries, and analysts reviewing underwriting performance.

get_credit_union_benchmark

Credit union financial performance benchmarks — capital ratios, net interest margin, loan growth, and delinquency rates by asset size. Source: NCUA quarterly call report public data. For credit union CFOs preparing for NCUA exams and board reporting.

get_fx_rate_benchmark

Live major currency pair benchmarks — USD/EUR, USD/JPY, USD/GBP, USD/CNY, USD/CAD, USD/MXN, DXY broad TWI, carry trade spread, and weekly/monthly/YTD rate change. Source: FRED. Updated daily. Live source. Returns HTTP 503 (no charge) if upstream source unavailable for >50% of fields. | x402 SLA: $0.10 USDC per call. Returns HTTP 503 (no charge) when upstream data sources unavailable. data_source field discloses provenance (fred_api/fred_csv/fred_mixed).

get_credit_spread_benchmark

Live investment grade and high yield credit spread benchmarks from FRED ICE BofA indices — OAS by rating tier, TED spread, 2s10s Treasury spread, and distress signal. Updates daily. For credit analysts and fixed income PMs. Live source. Returns HTTP 503 (no charge) if upstream source unavailable for >50% of fields. | x402 SLA: $0.10 USDC per call. Returns HTTP 503 (no charge) when upstream data sources unavailable. data_source field discloses provenance (fred_api/fred_csv/fred_mixed).

get_commodity_benchmark

Live commodity price benchmarks — WTI crude, natural gas, gold, copper, wheat, soybeans. Weekly and monthly price changes, inflation pressure signal. Source: FRED. Updated daily. For traders and macro analysts. Live source. Returns HTTP 503 (no charge) if upstream source unavailable for >50% of fields. | x402 SLA: $0.10 USDC per call. Returns HTTP 503 (no charge) when upstream data sources unavailable. data_source field discloses provenance (fred_api/fred_csv/fred_mixed).

get_yield_curve_benchmark

Live US Treasury yield curve — 1M through 30Y yields with daily and weekly basis point changes, 2s10s and 2s30s spreads, inversion signal, SOFR, and curve shape classification. Source: FRED. Live source. Returns HTTP 503 (no charge) if upstream source unavailable for >50% of fields. | x402 SLA: $0.10 USDC per call. Returns HTTP 503 (no charge) when upstream data sources unavailable. data_source field discloses provenance (fred_api/fred_csv/fred_mixed).

get_earnings_quality_benchmark

Earnings quality and financial statement risk benchmarks — accruals ratio, cash conversion, and revenue recognition risk by sector. Source: SEC EDGAR aggregate + Sloan accruals model (academic standard). For CFOs, auditors, and analysts assessing financial reporting risk before M&A or investment.

get_labor_market_benchmark

Live labor market benchmarks from FRED — unemployment, U-6 underemployment, JOLTS job openings, quit rate, labor participation, weekly claims, wage growth. Tight/balanced/loosening signal for macro agents and portfolio managers. Live source. Returns HTTP 503 (no charge) if upstream source unavailable for >50% of fields. | x402 SLA: $0.10 USDC per call. Returns HTTP 503 (no charge) when upstream data sources unavailable. data_source field discloses provenance (fred_api/fred_csv/fred_mixed).

get_inflation_benchmark

Live inflation benchmarks from FRED — CPI, core CPI, PCE, core PCE, 5Y and 10Y TIPS breakeven expectations, shelter and medical care components. Fed target gap, anchoring signal, and policy implication for macro agents. Live source. Returns HTTP 503 (no charge) if upstream source unavailable for >50% of fields. | x402 SLA: $0.10 USDC per call. Returns HTTP 503 (no charge) when upstream data sources unavailable. data_source field discloses provenance (fred_api/fred_csv/fred_mixed).

get_consumer_sentiment_benchmark

Live consumer sentiment benchmarks from FRED — University of Michigan sentiment, Conference Board confidence, retail sales, PCE, personal saving rate. Strong/moderate/weak consumer signal for GDP and equity agents. Live source. Returns HTTP 503 (no charge) if upstream source unavailable for >50% of fields. | x402 SLA: $0.10 USDC per call. Returns HTTP 503 (no charge) when upstream data sources unavailable. data_source field discloses provenance (fred_api/fred_csv/fred_mixed).

get_global_equity_benchmark

Global equity index benchmarks — S&P 500, Nasdaq, Russell 2000, Stoxx 600, DAX, FTSE 100, Nikkei 225, Hang Seng, Shanghai Composite, MSCI EM. YTD returns, P/E ratios, and risk-on/risk-off global signal. Live source. Returns HTTP 503 (no charge) if upstream source unavailable for >50% of fields. | x402 SLA: $0.10 USDC per call. Returns HTTP 503 (no charge) when upstream data sources unavailable. data_source field discloses provenance (fred_api/fred_csv/fred_mixed).

get_esg_benchmark

ESG benchmarks by sector — carbon intensity Scope 1/2, net zero commitments, SBTi alignment, board independence, pay equity, and ESG composite scores. Sources: EPA GHGRP, MSCI ESG methodology. For sustainability agents and ESG analysts.

get_climate_risk_benchmark

Climate financial risk benchmarks — physical risk (flood, hurricane, wildfire, heat), transition risk (carbon pricing scenarios, stranded assets), and lender implications. Source: FEMA NFIP, NGFS scenarios. For ESG and risk agents.

get_aml_regulatory_benchmark

AML regulatory benchmarks — FinCEN SAR filing rates, OFAC SDN counts and recent additions, BSA enforcement fine history, travel rule thresholds, and compliance staffing benchmarks. For compliance agents and financial institution risk officers.

get_ncua_credit_union_financials

Use when evaluating a credit union for partnership, acquisition, membership, or competitive benchmarking in a local market. Returns NCUA call report financials — assets, deposits, loans, net worth ratio, delinquency rate, and ROA — with peer comparison signals. The same financial data NCUA examiners review during examination preparation. Well-capitalized threshold is 7% net worth ratio — institutions below this face mandatory corrective action. Example: ABC Federal Credit Union — $2.1B assets, 11.2% net worth ratio (59% above minimum), 0.38% delinquency vs 0.71% peer average — financially strong, low credit quality risk. Source: NCUA Call Report Data.

get_sec_insider_trading

SEC Form 4 insider transaction history — executive buy/sell filings in the last 90 days with filing dates and links. Returns insider activity signal. Source: SEC EDGAR. Every response is ML-DSA-65 signed and independently verifiable. Includes cryptographic receipt at trust.stratalize.com/verify.

get_sec_beneficial_ownership

Schedule 13D/13G beneficial ownership filings — identifies activist (13D) or passive (13G) 5%+ shareholders with intent classification. Returns activist signal. Source: SEC EDGAR. Every response is ML-DSA-65 signed and independently verifiable. Includes cryptographic receipt at trust.stratalize.com/verify.

get_bls_sector_employment

Use when benchmarking workforce planning against sector labor market conditions, assessing industry growth trajectory for strategic planning, providing economic context for board reporting, or evaluating talent acquisition timing for a specific industry. Returns BLS payroll employment by major sector with month-over-month change, year-over-year change, and trend classification from the official establishment survey covering 650,000 US worksites — the same data the Federal Reserve uses to assess labor market conditions. Example: Healthcare sector — 8.41M employed, +47K MoM, +3.2% YoY, EXPANDING for 14 consecutive months — persistent hiring demand supports above-market compensation benchmarks. Source: Bureau of Labor Statistics Current Employment Statistics.

get_bls_inflation_components

Use when analyzing inflation exposure by spending category, structuring or reviewing vendor contract escalation clauses, benchmarking healthcare or real estate cost inflation, or providing monetary policy context for a CFO or treasury brief. Medical care CPI and housing CPI consistently diverge from headline inflation — critical for healthcare budget planning and commercial lease negotiations. Example: Medical care CPI +3.8% YoY vs headline CPI +3.1% — healthcare costs inflating 23% faster than the general economy, directly driving hospital operating budget overruns in fixed-price service contracts. Source: Bureau of Labor Statistics CPI — the Federal Reserve's primary inflation benchmark.

get_world_bank_country_indicators

Use when assessing country risk for international expansion, evaluating a foreign market for investment or partnership, benchmarking a country's economic trajectory for capital allocation decisions, or producing ESG country-level scoring. Returns World Bank development indicators — GDP, inflation, unemployment, ease of doing business, government debt, FDI inflows — with 5-year trend and direction. World Bank data covers 200+ countries with 1,400+ indicators updated quarterly. Example: Brazil — GDP growth 2.9% (2023), inflation declining from 9.3% to 4.6%, ease of doing business ranked 124th globally, net FDI inflows $65.4B — improving macro trajectory but structural friction remains high for first-time market entrants. Source: World Bank Open Data.