bima-mcp — Kenya Insurance Intelligence MCP Server
bima-mcp (io.github.gabrielmahia/bima-mcp) is an MCP server focused on Kenya insurance intelligence. Its published topics include africa, insurance, kenya, mcp, python, ai-agents, east-africa, model-context-protocol, open-source, and swahili. It is intended to work with MCP clients and is distributed via Python tooling.
🛠️ Key Features
Insurance intelligence for Kenya
MCP server for use with Model Context Protocol clients
Python-based distribution (pip install bima-mcp)
🚀 Use Cases
Supporting AI agents that need Kenya-focused insurance context
Using MCP clients in East Africa / Swahili-relevant workflows
⚡ Developer Benefits
Compatible with claude-sonnet-5
Designed to run multi-step tool chains end-to-end
⚠️ Limitations
No tool list or specific MCP tools are provided in the available source excerpt
Compatible with claude-sonnet-5 (released 2026-06-30) — Anthropic's most agentic
Sonnet yet. Runs multi-step tool chains end-to-end without stopping short.
Install: pip install bima-mcp · Use with any MCP client.
Insurance products exist — NHIF, parametric crop cover, microinsurance — but comparing them or checking eligibility requires navigating separate portals with no shared interface.
Exposes Kenya insurance data, NHIF-era coverage figures (NHIF is now SHA/SHIF), parametric crop risk scoring,
and microinsurance comparison through the Model Context Protocol.
Why Insurance Infrastructure Matters
In mature economies, insurance is invisible infrastructure — it enables risk-taking by
capping downside. A farmer plants a new crop because crop insurance limits loss.
A parent starts a business because health insurance protects the family.
Without this floor, the rational choice is perpetual caution.
Kenya's insurance penetration: 2.3% of GDP vs 8–11% in developed markets.
The gap is not cultural — it is the cost of distribution, claims verification,
and actuarial data. All three can be compressed by technology.
Tools
Tool
What it does
kenya_insurance_products
List IRA-registered products by type (health, life, crop, device)
nhif_coverage_query
Query NHIF benefits by hospital tier and procedure type
premium_estimate
Estimate monthly premiums for any coverage type + income bracket
parametric_crop_risk
NDMA-based crop insurance risk for smallholder farmers
compare_microinsurance
Compare affordable products by target group and budget
community_pool_calculator
Size a chama pooled insurance arrangement
Quick Start
bash
pip install bima-mcp # coming soon to PyPI
bima-mcp # starts the MCP server on stdio
Farmers: "What crop insurance do I need for my 2-acre maize farm in Nakuru?"
Informal workers: "What NHIF tier 4 inpatient coverage do I get for KES 500/month?"
Chama treasurers: "How do I set up pooled hospitalization cover for 25 members?"
Researchers: "Compare parametric crop insurance risk across Kenya counties"
Research Basis
ACRE Africa Parametric Crop Insurance Methodology (2023)
Kenya IRA Annual Report 2024
World Bank Insurance Primer for Low-Income Markets (2023)
NDMA County Drought Monitoring Reports
⚠️ Disclaimers
DEMO data — not real insurance products or binding quotes.
Not affiliated with NHIF, IRA, or any insurance provider.
Always consult a licensed IRA-registered insurance agent for actual products.
Kenya IRA: ira.go.ke
This MCP server is part of the Kenya coordination infrastructure.
It connects to africa-coord-bus — the coordination
event bus that routes signals between domains automatically.
When this server detects a threshold condition, the bus notifies:
MIT licensed. Feedback via GitHub Issues only — pull requests are not accepted. Demo data is labeled DEMO and is not suitable for operational decisions. Full policy: docs/architecture/IP_POLICY.md. Security reports: see SECURITY.md.
Part of the East Africa coordination stack
Install & run:pip install reli-cli && reli list — the MCP servers on the official MCP Registry under io.github.gabrielmahia
