io.github.jbiggs77/bizinsured

Official5 toolsLive

by jbiggs77

AI-powered commercial insurance carrier recommendations for small businesses.

bizinsured is an AI-powered service that provides commercial insurance carrier recommendations for small businesses. It analyzes needs to suggest suitable carriers and coverage options.

🛠️ Key Features

AI-powered carrier recommendations for small business insurance
Focus on commercial insurance coverage needs
Descriptive output suitable for integration with client workflows

🚀 Use Cases

Selecting appropriate insurance carriers for small businesses
Getting data-driven recommendations for coverage options
Integrating insurer suggestions into procurement or onboarding

⚡ Developer Benefits

Clear, data-oriented description of the service
Lightweight, decision-support oriented functionality
Easy to integrate into catalog or API-based workflows

⚠️ Limitations

Description limited to available metadata (name, description)
No implementation details or endpoints provided in source data

Captured live from the server via tools/list.

classify_business

Takes a natural language business description and returns matched class codes (NAICS, ISO GL, NCCI WC). Always call this first to understand the user's business type before making recommendations.

Parameters2

business_description	string	required	User's description of their business
state	string	optional	Two-letter state code

Raw schema

{
  "type": "object",
  "properties": {
    "business_description": {
      "type": "string",
      "description": "User's description of their business"
    },
    "state": {
      "description": "Two-letter state code",
      "type": "string"
    }
  },
  "required": [
    "business_description"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

get_carrier_recommendations

Returns ranked carrier recommendations with estimated premium ranges for a small commercial risk.

Parameters14

naics_code	string	required
iso_gl_code	string	optional
state	string	required
zip_code	string	optional
annual_revenue	number	required
employee_count	number	optional
square_footage	number	optional
vehicle_count	number	optional
years_in_business	number	optional
prior_losses	boolean	optional
desired_coverages	array	required
has_alcohol	boolean	optional
has_delivery	boolean	optional
business_description	string	optional

Raw schema

{
  "type": "object",
  "properties": {
    "naics_code": {
      "type": "string"
    },
    "iso_gl_code": {
      "type": "string"
    },
    "state": {
      "type": "string"
    },
    "zip_code": {
      "type": "string"
    },
    "annual_revenue": {
      "type": "number"
    },
    "employee_count": {
      "default": 1,
      "type": "number"
    },
    "square_footage": {
      "type": "number"
    },
    "vehicle_count": {
      "type": "number"
    },
    "years_in_business": {
      "default": 1,
      "type": "number"
    },
    "prior_losses": {
      "default": false,
      "type": "boolean"
    },
    "desired_coverages": {
      "type": "array",
      "items": {
        "type": "string",
        "enum": [
          "BOP",
          "GL",
          "WC",
          "commercial_auto"
        ]
      }
    },
    "has_alcohol": {
      "type": "boolean"
    },
    "has_delivery": {
      "type": "boolean"
    },
    "business_description": {
      "default": "",
      "type": "string"
    }
  },
  "required": [
    "naics_code",
    "state",
    "annual_revenue",
    "desired_coverages"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

explain_coverage

Explains a commercial insurance coverage type in plain language.

Parameters2

coverage_type	string	required
business_context	string	optional

Raw schema

{
  "type": "object",
  "properties": {
    "coverage_type": {
      "type": "string"
    },
    "business_context": {
      "type": "string"
    }
  },
  "required": [
    "coverage_type"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

suggest_coverages

Suggests which insurance coverages a business likely needs, ranked by importance.

Parameters11

business_description	string	required
state	string	required
naics_code	string	optional
employee_count	number	optional
has_vehicles	boolean	optional
has_physical_location	boolean	optional
serves_food	boolean	optional
serves_alcohol	boolean	optional
handles_customer_data	boolean	optional
does_delivery	boolean	optional
vertical	string	optional

Raw schema

{
  "type": "object",
  "properties": {
    "business_description": {
      "type": "string"
    },
    "state": {
      "type": "string"
    },
    "naics_code": {
      "type": "string"
    },
    "employee_count": {
      "type": "number"
    },
    "has_vehicles": {
      "type": "boolean"
    },
    "has_physical_location": {
      "type": "boolean"
    },
    "serves_food": {
      "type": "boolean"
    },
    "serves_alcohol": {
      "type": "boolean"
    },
    "handles_customer_data": {
      "type": "boolean"
    },
    "does_delivery": {
      "type": "boolean"
    },
    "vertical": {
      "type": "string"
    }
  },
  "required": [
    "business_description",
    "state"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

connect_with_agent

Generates a handoff to connect the user with a matched independent agent.

Parameters5

risk_profile	object	required
recommended_carriers	array	optional
user_state	string	required
user_zip_code	string	required
user_contact_preference	string	optional

Raw schema

{
  "type": "object",
  "properties": {
    "risk_profile": {
      "type": "object",
      "properties": {
        "business_description": {
          "type": "string"
        },
        "naics_code": {
          "type": "string"
        },
        "iso_gl_code": {
          "type": "string"
        },
        "ncci_wc_code": {
          "type": "string"
        },
        "vertical": {
          "type": "string"
        },
        "annual_revenue": {
          "type": "number"
        },
        "employee_count": {
          "type": "number"
        },
        "years_in_business": {
          "type": "number"
        },
        "prior_losses": {
          "type": "boolean"
        },
        "desired_coverages": {
          "type": "array",
          "items": {
            "type": "string"
          }
        }
      }
    },
    "recommended_carriers": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "user_state": {
      "type": "string"
    },
    "user_zip_code": {
      "type": "string"
    },
    "user_contact_preference": {
      "default": "either",
      "type": "string",
      "enum": [
        "email",
        "phone",
        "either"
      ]
    }
  },
  "required": [
    "risk_profile",
    "user_state",
    "user_zip_code"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Install

Tools (5)

classify_businessget_carrier_recommendationsexplain_coveragesuggest_coveragesconnect_with_agent

Remote endpoint

Streamable HTTP

Hosted server - connect over the network, no local install.

url

https://bizinsured.ai/mcp

Add to VS Code Add to Cursor

claude_desktop_config.json

json

{
  "mcpServers": {
    "bizinsured": {
      "command": "npx",
      "args": [
        "-y",
        "mcp-remote",
        "https://bizinsured.ai/mcp"
      ]
    }
  }
}

Desktop config is stdio-only; this bridges via mcp-remote. Native remote: Settings > Connectors.

🛠️ Key Features

🚀 Use Cases

⚡ Developer Benefits

⚠️ Limitations

classify_business

get_carrier_recommendations

explain_coverage

suggest_coverages

connect_with_agent

Install

Remote endpoint

Related servers