{
  "type": "object",
  "properties": {
    "purpose": {
      "type": "string",
      "description": "What the money is for, in the owner's words"
    },
    "situation": {
      "type": "string",
      "description": "Anything else relevant: ATO debt, declined by a bank, urgency, credit issues, low doc"
    },
    "security": {
      "type": "string",
      "description": "Property, vehicle, equipment, or none"
    },
    "amount": {
      "type": "number",
      "minimum": 0,
      "description": "Amount needed in AUD"
    },
    "property_value": {
      "type": "number",
      "minimum": 0,
      "description": "Value of any property offered as security, AUD"
    },
    "existing_debt": {
      "type": "number",
      "minimum": 0,
      "description": "Amount already owed against that property, AUD"
    },
    "borrower_type": {
      "type": "string",
      "description": "company, trust, sole trader or partnership"
    },
    "trading_months": {
      "type": "integer",
      "minimum": 0,
      "description": "How long the ABN has been trading, in months"
    },
    "needed_within_days": {
      "type": "integer",
      "minimum": 0,
      "description": "How soon the funds are needed, in days"
    },
    "business_purpose": {
      "type": "boolean",
      "description": "True if the funds are for a business purpose (false means personal or household)"
    }
  },
  "additionalProperties": false
}

{
  "type": "object",
  "properties": {
    "lane": {
      "type": "string",
      "enum": [
        "caveat",
        "second-mortgage",
        "private-first",
        "commercial-property",
        "development",
        "overdraft",
        "business-loan",
        "bad-credit",
        "invoice",
        "asset",
        "accommodation"
      ],
      "description": "Optional finance type id for full criteria"
    }
  },
  "additionalProperties": false
}

{
  "type": "object",
  "properties": {
    "name": {
      "type": "string",
      "minLength": 2,
      "maxLength": 80,
      "description": "The person's name"
    },
    "phone": {
      "type": "string",
      "description": "Australian phone number, e.g. 0412 345 678"
    },
    "email": {
      "type": "string",
      "format": "email",
      "description": "Email address"
    },
    "scenario": {
      "type": "string",
      "minLength": 15,
      "description": "The finance need in the owner's words: purpose, rough amount, timing"
    },
    "consent": {
      "type": "boolean",
      "description": "True only if the person agreed to the consent wording in this tool's description"
    },
    "consent_method": {
      "type": "string",
      "enum": [
        "user_confirmed_in_chat",
        "user_ticked_checkbox_in_app",
        "user_submitted_form"
      ],
      "description": "How consent was given (default user_confirmed_in_chat)"
    },
    "notice_shown": {
      "type": "boolean",
      "description": "True if the collection notice from check_fit (next_step.collection_notice) was shown to the person"
    },
    "business_purpose": {
      "type": "boolean",
      "description": "True if the funds are for a business purpose"
    },
    "business_name": {
      "type": "string"
    },
    "abn": {
      "type": "string",
      "description": "11-digit ABN, optional"
    },
    "amount": {
      "type": "number",
      "minimum": 0,
      "description": "Amount needed in AUD, optional"
    },
    "agent_name": {
      "type": "string",
      "description": "Name of the assistant submitting, e.g. ChatGPT, Claude"
    },
    "idempotency_key": {
      "type": "string",
      "description": "Optional unique key (8-128 chars) so a retry does not create a duplicate enquiry"
    }
  },
  "required": [
    "name",
    "phone",
    "email",
    "scenario",
    "consent"
  ],
  "additionalProperties": false
}

{
  "type": "object",
  "properties": {
    "query": {
      "type": "string",
      "description": "What to look up"
    }
  },
  "required": [
    "query"
  ],
  "additionalProperties": false
}

{
  "type": "object",
  "properties": {
    "id": {
      "type": "string",
      "description": "Document id from search, e.g. lane:caveat or about:switchboard"
    }
  },
  "required": [
    "id"
  ],
  "additionalProperties": false
}