@quackai/q402-mcp
MCP server for Q402 - gasless USDC, USDT, RLUSD, and USDG payments across 12 EVM chains (USDG on Robinhood Chain), callable from Claude (Desktop / Code), OpenAI Codex CLI, and any other Model Context Protocol client.

Free trial available (through 2026-07-20). 2,000 gasless transactions on BNB Chain (USDC + USDT), 30-day window, no card. One wallet signature: https://q402.quackai.ai.
Trial-scope policy: API keys minted under the free-trial program (plan: "trial") are restricted to BNB Chain with USDC/USDT - server-side enforcement, returns 403 TRIAL_BNB_ONLY otherwise. Paid API keys see the full 12-chain matrix at all times.
Quote โ route โ (optional) settle stablecoin payments across 12 EVM chains, from any MCP client. Recipient gets the full amount; sender pays $0 gas via Q402's EIP-7702 relayer.
Quick start
- Register the server with your client (one-line per client).
- Say "Set up Q402" to your agent. It runs
q402_doctor โ creates ~/.q402/mcp.env โ walks you through pasting keys.
1. Register the server
| Client | Command / config |
|---|
| Claude Code (CLI) | claude mcp add q402 -- npx -y @quackai/q402-mcp |
| Claude Desktop (app) | Edit claude_desktop_config.json (Settings โ Developer โ Edit Config): { "mcpServers": { "q402": { "command": "npx", "args": ["-y", "@quackai/q402-mcp"] } } }. Restart the app. |
| OpenAI Codex CLI | codex mcp add q402 -- npx -y @quackai/q402-mcp (Windows fallback: see below) |
| Cursor | Add to ~/.cursor/mcp.json: { "mcpServers": { "q402": { "command": "npx", "args": ["-y", "@quackai/q402-mcp"] } } } |
| Cline | Cline โ Settings โ MCP Servers โ Edit JSON. Same shape as Cursor. |
| GitHub Copilot (VS Code) | Add to .vscode/mcp.json - root key is servers, not mcpServers: { "servers": { "q402": { "command": "npx", "args": ["-y", "@quackai/q402-mcp"] } } }. Reload VS Code, then enable q402 in the Copilot Chat tools picker. |
| Hermes Agent (Nous Research) | YAML, not JSON. Add under mcp_servers in ~/.hermes/config.yaml (see below), then run /reload-mcp. |
| Any other stdio MCP client | Point it at npx -y @quackai/q402-mcp. No client-specific code. |
Hermes Agent - YAML config (~/.hermes/config.yaml)
Hermes reads MCP servers from ~/.hermes/config.yaml under mcp_servers (YAML, not JSON):
mcp_servers:
q402:
command: "npx"
args: ["-y", "@quackai/q402-mcp"]
enabled: true
After editing, run /reload-mcp in Hermes to load the tools. Or use the CLI: hermes mcp add q402 --command npx --args -y @quackai/q402-mcp.
Claude Code (the CLI, claude binary) and Claude Desktop (the macOS / Windows app) are different products. The claude mcp add command only exists in the CLI; the Desktop app needs the JSON config above.
Secrets are NOT in this config. The server reads them from ~/.q402/mcp.env (same pattern as AWS / Stripe / gh CLIs).
Windows: codex mcp add returns "Access is denied"
Some Windows setups block codex.exe from writing its own config. Add the stanza to ~/.codex/config.toml by hand:
[mcp_servers.q402]
command = "npx"
args = ["-y", "@quackai/q402-mcp"]
Then restart Codex. Same effect as codex mcp add q402 -- npx -y @quackai/q402-mcp.
2. First-time setup
Restart your client, ask: > "Set up Q402"
The agent runs q402_doctor. On first install:
- Creates
~/.q402/mcp.env (placeholders)
- Opens it in your editor
- Walks you through pasting an API key + a signing path into the file, not into chat
- Restart + re-run
q402_doctor to verify
Keys never paste into chat. Local modes sign on your machine; the key never leaves the device. Mode C (server-managed) needs no PK on the client.
Pick a signing mode
| Mode | Env | Signer | Notes |
|---|
| A | Q402_PRIVATE_KEY | MetaMask EOA, local | Simplest. Shows "Smart account" after first use (reversible via q402_clear_delegation). |
| B | Q402_AGENTIC_PRIVATE_KEY | Agent Wallet, local | Export PK from the dashboard โ Wallets โ Danger Zone โ Export private key. MetaMask untouched. |
| C | (just an API key) | Agent Wallet, server-managed | No PK on the client. One-shot pays accept Trial or Multichain keys; recurring needs Multichain on every chain (BNB included). |
When more than one mode is set, q402_pay asks the user which to use. Picker: walletMode = "agentic-server" \| "agentic-local" \| "eoa".
Manual setup (no AI)
Create ~/.q402/mcp.env yourself with the template below. Live mode only flips when an API key + a signing path are populated, so saving the template as-is stays in sandbox. Q402_ENABLE_REAL_PAYMENTS=0 forces sandbox even with real keys.
Q402_TRIAL_API_KEY=
Q402_MULTICHAIN_API_KEY=
Q402_PRIVATE_KEY=
Q402_AGENTIC_PRIVATE_KEY=
Q402_ENABLE_REAL_PAYMENTS=1
Q402_RELAY_BASE_URL=https://q402.quackai.ai/api
Q402_MAX_AMOUNT_PER_CALL=200
Then chmod 600 ~/.q402/mcp.env (Unix) and restart your client. That's the full configuration. Heads up on the EIP-7702 side effect: after your first live payment on a chain, your wallet will show 'Smart account' in MetaMask / OKX - that's the delegation Q402 uses for gasless settlement, reversible anytime via q402_clear_delegation.
Advanced - explicit env injection
If you'd rather skip the file and inject env vars yourself (e.g. via Codex env_vars allow-list, a secrets manager, or shell exports), the server falls through to process.env - and process.env wins over file values on conflicts. So existing shell-export setups keep working unchanged.
Codex env_vars allow-list example
[mcp_servers.q402]
command = "npx"
args = ["-y", "@quackai/q402-mcp"]
startup_timeout_sec = 20.0
env_vars = [
"Q402_TRIAL_API_KEY",
"Q402_MULTICHAIN_API_KEY",
"Q402_PRIVATE_KEY",
"Q402_AGENTIC_PRIVATE_KEY",
"Q402_AGENT_WALLET_ADDRESS",
"Q402_ENABLE_REAL_PAYMENTS",
"Q402_RELAY_BASE_URL",
]
Then export the values in ~/.zshrc / ~/.bashrc. See the Codex config reference for the full schema.
Try it without any setup
q402_quote works with zero configuration - no API key, no private key, no env file. Ask:
"Compare gas costs to send 50 USDC to vitalik.eth across all 12 Q402 chains."
Q402_RELAY_BASE_URL overrides the relay endpoint. Set it explicitly when running against a self-hosted Q402 deployment or a non-canonical environment.
46 tools, grouped by capability. Read-only by default; live mode needs a live API key, a signing path, and Q402_ENABLE_REAL_PAYMENTS=1. Rows marked live mode move funds and need an explicit in-chat confirmation.
| Tool | Auth | Purpose |
|---|
| Payments & wallet | | |
q402_doctor | none | First-install onboarding + ongoing health check (per-scope quota, EIP-7702 state, relay reachability, slot-mismatch warnings). |
q402_quote | none | Compare gas + supported tokens across chains. |
q402_balance | api key | Verify key + remaining quota. |
q402_pay | live mode | Single-recipient gasless transfer. Sandbox by default. |
q402_batch_pay | live mode | Up to 20 recipients per call. Trial: 5 - applies when paying with your own key (Mode A/B); server-managed Agent Wallet (Mode C) batch is paid Multichain-only. Same auto-routing as q402_pay. 6+ BNB batches with Trial set return status="ambiguous" so the agent asks how to split. xlayer + stable not batchable - use q402_pay in a loop. |
q402_receipt | none | Fetch + locally verify a Trust Receipt (rct_โฆ id, ECDSA against the relayer EOA). |
q402_wallet_status | private key | Per-chain EIP-7702 state for the EOA derived from Q402_PRIVATE_KEY. |
q402_clear_delegation | private key / api key | Clear EIP-7702 delegation (Mode A/B local key OR Mode C api key, server-signed). Sponsored on every chain except Ethereum (billed to your Gas Tank). Two-phase consent (consentToken). |
q402_agentic_info | api key | Agent Wallet info (addresses, per-wallet caps, daily-spend used, ERC-8004 id). Drives Mode C. |
| Treasury memory | | |
q402_memory_summary | api key | Treasury overview over a window: USD-stablecoin spend by chain/source, top vendors, schedules, open requests/escrow, failures. Read-only. |
q402_vendor_history | api key | Total paid to one vendor (or a vendor leaderboard) with recurring cadence. Read-only. |
q402_agent_spend_report | api key | Per-Agent-Wallet spend with each wallet's caps. Read-only. |
| Recurring | | |
q402_recurring_list | api key | List scheduled rules. |
q402_recurring_create | api key | Author a recurring rule. Paid Multichain on EVERY chain (BNB included). |
q402_recurring_fires | api key | Last 50 fires per rule (timestamp + txHashes + amount). |
q402_recurring_pause | api key | Pause a rule (reversible). |
q402_recurring_resume | api key | Resume a paused / stopped rule. |
q402_recurring_skip_next | api key | Skip only the next scheduled fire. |
q402_recurring_cancel | api key | Permanently stop a rule. |
| Bridge (CCIP + LayerZero) | | |
q402_bridge_quote | none | Quote a Chainlink CCIP USDC bridge across eth/avax/arbitrum. Returns LINK + native fee. |
q402_bridge_send | live mode | Execute a CCIP bridge from the user's Agent Wallet. Mode C only (server-managed). Sandbox-by-default; sandbox: false + live Multichain key + Q402_ENABLE_REAL_PAYMENTS=1 fires a real on-chain bridge. |
q402_bridge_history | not yet wired | Pointer to the dashboard. Returns { implemented: false, dashboardUrl, dashboardPath } - read-only guidance until owner-sig auth lands in MCP. |
q402_bridge_gas_tank | not yet wired | Static guidance + dashboard pointer for the Bridge Gas Tank top-up flow. Live balance lookup needs owner-sig auth (dashboard for now). |
| Yield | | |
q402_yield_reserves | none | List Q402 Yield lending markets - protocol, chain, asset, market address, supply APY. Curated lending markets per chain (Aave/Lista on BNB, Morpho on Base); each market reports its own venue. |
q402_yield_positions | api key | Show the Agent Wallet's open Q402 Yield positions (balance, principal, accrued interest, APY) + total supplied in USD. Mode C. |
q402_yield_deposit | live mode | Supply the Agent Wallet's stablecoins into Q402 Yield's curated lending market per chain: BNB (USDC/USDT) or Base (USDC only). Mode C. Requires confirm: true; sandbox-by-default. |
q402_yield_withdraw | live mode | Withdraw supplied stablecoins out of Q402 Yield (curated lending markets on BNB and Base) back to the Agent Wallet (amount: "max" = max currently redeemable, which vault caps or queues can leave below the full position). Mode C. Requires confirm: true; sandbox-by-default. |
| Staking | | |
q402_stake | live mode | Gasless Q (QuackAI) staking into QuackAiStake on BNB Chain. Lock tiers 0-3 (30d/10%, 60d/15%, 120d/32%, 180d/40% APR). amount: "max" stakes the whole Q balance. Mode C. Requires confirm: true; sandbox-by-default. |
q402_unstake | live mode | Gasless unstake of matured Q on BNB. Per-record: exit one stake by index (ith) or all: true for every matured stake. Mode C. Requires confirm: true; sandbox-by-default. |
q402_stake_positions | live mode | The Agent Wallet's open Q stakes (indices, maturity, exitable) + liquid Q balance. Read-only; Mode C. |
| Payment requests | | |
q402_request_create | api key | Publish a payment request (invoice). No funds move; returns a shareable /pay link + req_โฆ id. Recipient defaults to the Agent Wallet. |
q402_request_status | none | Look up a payment request by req_โฆ id (amount, token, chain, recipient, status). Read-only; notFound instead of throwing. |
q402_request_pay | live mode | Pay a request gaslessly from the payer's own Agent Wallet (Mode C). Terms come from the stored request, so they can't be redirected. Two-phase consent (same as q402_pay). |
| Escrow | | |
q402_escrow_create | api key | Create a gasless non-custodial escrow (pending record, moves no funds); optional walletId funds it from an Agent Wallet. |
q402_escrow_status | none | Read an escrow's state, parties, amount, and tx hashes. Read-only. |
q402_escrow_lock | live mode | Fund a pending escrow gaslessly (EIP-7702); the server signs for an Agent-Wallet buyer. Sandbox-by-default. |
q402_escrow_release | live mode | Buyer releases a locked escrow to the seller (gasless). Sandbox-by-default. |
q402_escrow_refund | live mode | Permissionless refund to the buyer after the timeout / resolve window. |
q402_escrow_dispute | live mode | A party disputes an open escrow (requires a named arbiter). |
| Triggers (RedStone) | | |
q402_redstone_feeds | none | Which RedStone feeds this deployment can drive triggers off (NAV / price / RWA). Read-only. |
q402_redstone_trigger_create | live mode | Arm a gasless payout that fires once when a RedStone feed crosses a threshold (edge-latched). |
q402_redstone_trigger_list | live mode | List the Agent Wallet's RedStone triggers + their state. |
q402_redstone_trigger_cancel | live mode | Permanently stop a RedStone trigger. |
q402_pay + q402_batch_pay + q402_bridge_send + q402_yield_deposit + q402_yield_withdraw + q402_stake + q402_unstake + q402_request_pay require explicit in-chat confirmation. Batch confirmation = full batch, not per-row.
Note: q402_pay expects a 0x address; ENS is not resolved server-side, so resolve it client-side first.
Per-chain Gas Tank balances + full TX history live in the dashboard (wallet-signature only).
Sandbox vs live mode
Sandbox default: q402_pay returns a fake txHash with success: false and sandbox: true. No funds, no quota.
Live = (a) live API key (q402_live_*), (b) a signing path (A / B / C), (c) Q402_ENABLE_REAL_PAYMENTS=1. The live flag defaults to 1 - gate only flips when both other conditions are met. Set to 0 to force sandbox even with real keys.
Template q402_doctor writes to ~/.q402/mcp.env:
Q402_TRIAL_API_KEY=
Q402_MULTICHAIN_API_KEY=
Q402_PRIVATE_KEY=
Q402_AGENTIC_PRIVATE_KEY=
Q402_ENABLE_REAL_PAYMENTS=1
Anything missing for the resolved scope โ automatic sandbox fallback with a hint pointing at what to set.
Sandbox responses carry success: false, sandbox: true, mode: "sandbox", method: "sandbox", plus a setupHint explaining why - four signals so a downstream summary can't claim success.
Hard caps
| Env var | Default | Effect |
|---|
Q402_MAX_AMOUNT_PER_CALL | 200 | Reject USDC/USDT/RLUSD calls with amount > N USD. Q (QuackAI) is exempt by design (your own token); the recipient allowlist + confirmation still apply to it. |
Q402_ALLOWED_RECIPIENTS | off | Comma-separated address allowlist. |
Combined with the two-phase consentToken + live-mode env, a stablecoin payment needs: a preview the user approved + amount โค cap + recipient allowed + all 3 live envs. Q (QuackAI) is exempt from the cap (your own token); the preview, recipient allowlist, and live-mode env still apply to it.
Configuration reference
| Env var | Required for | Notes |
|---|
Q402_TRIAL_API_KEY | live-pay (BNB) | BNB-only sponsored Trial key. Free at https://q402.quackai.ai/event. Auto-routed for chain="bnb" in both q402_pay and q402_batch_pay (โค5 recipients) when set. 6+ recipient BNB batches return status="ambiguous" so the agent can ask the user how to split. |
Q402_MULTICHAIN_API_KEY | live-pay (12-chain) | Paid 12-chain key. Get one at https://q402.quackai.ai/payment. Auto-routed for non-BNB chains AND for BNB when no Trial key is set. Cap: 20 recipients per batch. Required for Mode C (server-managed Agent Wallet). |
Q402_PRIVATE_KEY | Mode A | Hex private key of your MetaMask EOA. Signer for local Mode A. Never share. Never paste in chat. |
Q402_AGENTIC_PRIVATE_KEY | Mode B | Exported Agent Wallet hex private key from the dashboard (Agent tab โ Export). Signs locally, but the signer is your dedicated Agent Wallet - MetaMask is never touched. Never share. Never paste in chat. |
Q402_AGENT_WALLET_ADDRESS | Mode C (optional) | When you have multiple server-managed Agent Wallets (max 10 per owner), set this to the lowercased 0xโฆ address of the one Q402 should spend from. Omit to use the default wallet. Ignored in Modes A/B. |
Q402_ENABLE_REAL_PAYMENTS | live-pay | Set to 1 to opt in. Any other value (or unset) โ sandbox. |
Q402_MAX_AMOUNT_PER_CALL | optional | USD-equivalent cap for USDC/USDT/RLUSD. Defaults to 200. Lower for tighter agent blast-radius. Q (QuackAI) is exempt by design (your own token). |
Q402_ALLOWED_RECIPIENTS | optional | Comma-separated lowercase addresses. Defaults to no allowlist. |
Q402_RELAY_BASE_URL | optional | Defaults to https://q402.quackai.ai/api. Override for self-hosted Q402. |
Migrating from legacy single-key setups
If you set up Q402 before v0.5.0 you may have a single Q402_API_KEY env var. The server still resolves that silently - your existing integration won't break. New installs should use the two-key model above (Q402_TRIAL_API_KEY and/or Q402_MULTICHAIN_API_KEY); q402_doctor and the rest of the docs only guide users to those two. To migrate, rename your existing var to Q402_MULTICHAIN_API_KEY in ~/.q402/mcp.env and restart your MCP client.
Supported chains
| Chain | Chain ID | Token(s) | Notes |
|---|
| BNB Chain | 56 | USDC, USDT | |
| Ethereum | 1 | USDC, USDT, RLUSD | L1 - gas is volatile, quote is a snapshot. RLUSD (Ripple USD, NY DFS regulated, decimals 18) Ethereum-only. |
| Avalanche C-Chain | 43114 | USDC, USDT | |
| X Layer | 196 | USDC, USDT | |
| Stable | 988 | USDT0 (USDC and USDT both alias) | Gas paid in USDT0. |
| Mantle | 5000 | USDC, USDT0 | LayerZero OFT USDT0 since 2025-11-27. |
| Injective EVM | 1776 | USDC, USDT | Native Circle USDC (CCTP) live since 2026-06 + canonical Tether (USDT0). |
| Monad | 143 | USDC, USDT0 | Native Circle USDC (CCTP V2) + USDT0 (LayerZero OFT). |
| Scroll | 534352 | USDC, USDT | zkEVM L2 - EIP-7702 live since the Euclid Phase 2 upgrade (2025-04-22). |
| Arbitrum One | 42161 | USDC, USDT | Optimistic rollup - same EIP-7702 signing path as Ethereum. CCIP bridge endpoint (eth โ avax โ arbitrum). |
| Base | 8453 | USDC, USDT | OP Stack L2 - same EIP-7702 signing path as Ethereum. Native Circle USDC + bridged Tether USD. |
| Robinhood Chain | 4663 | USDG | Arbitrum Nitro L2 - USDG only (Paxos Global Dollar, 6 decimals). Circle USDC / Tether are not canonical here; gasless USDG payments. |
Why this exists
AI agents are becoming the default interface for software, but the moment they need to move money the stack breaks: holding gas tokens, signing every transaction, managing wallets across many chains. None of that scales when the agent is supposed to act on its own.
Q402 is the payment layer for that gap. A single signing primitive (EIP-712 + EIP-7702) settles gasless stablecoin payments across 12 EVM chains, with an ECDSA-signed Trust Receipt for every transaction. The MCP package exposes that surface inside Claude, Codex, Cursor, and Cline - your agent can quote, send, batch, and audit payments from a natural-language prompt.
Single transfers and multi-recipient batches ship today. The next layer - recurring payouts, conditional execution, and policy-gated treasury automation - is the same primitive composed differently. We're building toward agents that operate real budgets, settle among themselves, and move value through workflows no human triggers manually.
Hooks - programmable payment policies
Q402 Hooks 1.0 is a policy engine that attaches rules to the payment lifecycle: OFAC compliance screening, spend caps + recipient allowlists, ERC-8004 reputation gating, Chainlink-oracle conditional settlement ("only when BTC โฅ $80k"), and automatic multi-payee splits - plus an approval-required soft block for large payments (returns 202 approval_required; the caller re-submits out of band, no stored hold in v1). Uniswap v4 brought programmable hooks to DEX liquidity; Q402 brings them to AI-agent payments.
Developer reference: docs/HOOKS.md - lifecycle, the Hook contract, every shipped hook with config + examples.
Repository
Source code: https://github.com/quackai-org/q402-mcp
Issues / requests: https://github.com/quackai-org/q402-mcp/issues
License
Apache-2.0 - see LICENSE.