Broker-only credit/lending discovery shim for AI agents
The IO server acts as a broker-only credit and lending discovery shim for AI agents. It surfaces real lending markets from licensed, third-party protocols and routes applications, without originating, holding collateral, or servicing debt itself.
🛠️ Key Features
Broker-only directory for credit products
Surfaces real lending markets from licensed third-party protocols
Routes lending applications to appropriate providers
Clear disclaimers about not lending or servicing debt
🚀 Use Cases
AI agents seeking third-party lending options
Discovery of brokered credit markets for automated decision making
Integration point for agent-led lending workflows
⚡ Developer Benefits
Lightweight shim that interfaces with established protocols
Clear separation between discovery and lending origination
Readme excerpt clarifies broker role and licensing considerations
⚠️ Limitations
Does not lend, originate, hold collateral, or service debt
Depends on third-party protocols for actual credit products
Requires verification of protocol terms, audits, and licensing before use
Broker-only credit/lending discovery shim for AI agents. Surfaces real
lending markets from licensed/established third-party protocols and
routes applications.
Hive is a broker-only directory. Hive does not lend, originate, hold
collateral, or service debt. All credit products are provided by
third-party protocols. Verify protocol terms, audit status, and
licensing before borrowing.
Best-APY-first offers for a borrow request, with LTV check.
credit.today
24h market count + top providers by total supplied liquidity (USD).
REST endpoints (mirror MCP tools)
Method
Path
Purpose
GET
/v1/credit/markets[?asset=USDC&provider=aave-v3]
List markets
POST
/v1/credit/quote
Best-APY-first borrow offers
GET
/v1/credit/today
24h rollup
GET
/health
Health + disclaimer + brand_color
GET
/.well-known/mcp.json
MCP discovery document
POST
/mcp
MCP JSON-RPC endpoint
Quick test
bash
# Markets for USDC
curl https://hive-mcp-credit-broker.onrender.com/v1/credit/markets?asset=USDC
# Best borrow offers for $50k USDC against $75k WETH collateral
curl -X POST https://hive-mcp-credit-broker.onrender.com/v1/credit/quote \
-H 'content-type: application/json' \
-d '{"asset":"USDC","amount":50000,"collateral_asset":"WETH","collateral_value_usd":75000}'# 24h top providers by TVL
curl https://hive-mcp-credit-broker.onrender.com/v1/credit/today
What this shim does NOT do
Does not lend or originate loans.
Does not custody collateral or principal.
Does not service debt or process repayments.
Does not auto-borrow or auto-execute credit lines.
Does not guarantee protocol solvency, audit status, or eligibility.