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io.github.theluckystrike/amortization

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by theluckystrike · JavaScript

Loan and lease schedules: payment, interest, early settlement and the journal, to the minor unit.

MCP Server: io.github.theluckystrike/amortization

This Model Context Protocol (MCP) server generates loan and lease schedules for an AI assistant. Given credit agreement terms, it calculates payment amounts, effective annual rate, and period-by-period schedules including opening balance, payment, interest, principal, and closing balance, as well as early settlement cost and savings with journal-ready double entry.

🛠️ Key Features

  • Loan and lease schedules from credit agreement terms
  • Computes payment and effective annual rate
  • Period-by-period schedule: opening balance, payment, interest, principal, closing balance
  • Early settlement analysis: what it would cost and save
  • Produces double entry for payments using the same account names as the cash book

🚀 Use Cases

  • Calculate loan or lease amortization schedules
  • Determine early settlement impact for a credit agreement
  • Produce accounting entries for scheduled payments

⚡ Developer Benefits

  • Structured outputs suitable for spreadsheet or accounting workflows
  • Supports key credit terms: amount, nominal annual rate (basis points), interest compounding frequency, payment due frequency, term (periods), method, arrangement fee, and balloon

Topics

claudecursorinvoicemcpmcp-servermodel-context-protocolspreadsheetaccountingai-toolsbookkeepingclaude-desktopfreelanceinvoicinglocal-firstmcp-serverspdfself-hostedtime-trackingvatproductivity